Travel Insurance Packages
All-in-one protection for medical emergencies, trip cancellations, baggage, and more.
What is a Travel Insurance Package?
Travel insurance packages (also known as 'all-inclusive' or 'comprehensive' plans) are bundled policies designed to cover multiple travel risks in one convenient plan. Instead of purchasing emergency medical, trip cancellation, and baggage insurance separately, you can buy one plan that includes them all.
Typical package inclusions:
Baggage insurance (lost, damaged, or delayed)
Accidental death and dismemberment (AD&D) insurance.
Because you're combining coverage types, sometimes travel insurance packages offer better value. For example, for the same premium (or even less), you might get trip cancellation and interruption coverage, that you would otherwise pay separately for.
What's Included in Baggage Insurance?
Baggage insurance is designed to protect you from the unexpected costs of lost, stolen, delayed, or damaged belongings while you travel. Most travel insurance packages automatically include this coverage, with set maximums for different categories of loss.
Example Coverage Amounts
As an example, the following description of coverage shows how useful baggage insurance can be when you have purchased an all-inclusive plan:
Single Article Limit: Up to $500 for any one item, including its accessories or parts (e.g., a camera and its lens).
Total limit per trip: Up to $1,000 for all baggage combined under the plan.
Travel documents: Up to $200 to replace essential items such as passports, visas, or other identification.
Delayed baggage: Up to $400 for necessary clothing, toiletries, or personal effects if your luggage is delayed (usually 12+ hours).
Insured Risks
Loss, theft, or damage of baggage by an airline, bus line, or cruise company.
Theft of personal belongings from a hotel room, locked vehicle, or public space.
Loss or theft of travel documents like your passport, visa, or entry permit.
Delays in baggage delivery at your destination that force you to buy essentials.
Not everything is covered. You need to read the policy prior to purchasing to see if the coverage makes sense to you. Additionally, coverage amounts, inclusions, and exceptions may vary depending on the company.
Some companies may also have special baggage coverage options such as insuring specific sports equipment, or computer equipment. Baggage insurance is also sold separately as optional coverage if you do not want to purchase an all-inclusive package.
What's Included in Accidental Death & Dismemberment (AD&D) Insurance
Accidental Death & Dismemberment (AD&D) Insurance is another type of supplemental coverage that is often included when you buy an all-inclusive plan. It provides a lump-sum financial benefit if you suffer a covered accidental injury or death while travelling. This protection is meant to help your family or dependents manage unexpected financial challenges if the worst should happen abroad.
Typical AD&D benefits include:
Accidental death benefit: A lump-sum payout to your named beneficiary if death occurs due to a covered accident while travelling.
Dismemberment benefit: A payout for the loss (or loss of use) of specific body parts, such as a hand, foot, or eye. Benefit amounts vary depending on the type of loss and the insurer’s schedule.
Coverage worldwide: Protection applies whether travelling by air, land, or sea, as long as you’re on a covered trip.
Please view the policy details to confirm the exact coverage.
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How to Buy Travel Insurance Packages
Buying travel insurance packages through BestQuote is quick and easy:
Fill in our online quote form with your trip(s) details. Make sure to select 'Canadian Travelers' and then 'All-Inclusive Packages'.
Instantly compare prices and coverage from Canada's top insurance companies.
Purchase online in minutes - your policy documents are delivered immediately.
Prefer to speak with an advisor? Call us toll-free at 1-888-888-0510 and we'll help you find the best policy at the best price for your needs.
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