JF Visitors to Canada Insurance Review
JF's visitor plans are managed by JF Insurance Agency Group Inc. and underwritten by Berkley Canada, a Berkley Company. Founded in 1967, Berkley Corporation (listed on the New York Stock Exchange) is one of the USA's premier commercial lines property and casualty insurance providers.
JF is popular with Visitors to Canada and Super Visa applicants aged between 59 and 75.
JF Standout Features
Dental Pain
Cover up to $500 if you're experiencing dental pain. (JF Royal Visitor to Canada & JF Visitor to Canada Plans)
Air Flight Accident
Coverage up to the insured sum, maximum of $150,000 in case of air flight accidents. (JF Royal Visitor to Canada & JF Visitor to Canada Plans)
Accidental Death & Dismemberment
Cover up to the sum insured for a maximum of $150,000. (JF Royal Visitor to Canada & JF Visitor to Canada Plans)
JF Advantages & Disadvantages
| Advantages | Disadvantages |
|---|---|
Coverage for stable pre-existing medical conditions is available with a 120-day stability period. | Newer product with less of a “track record”. |
Additional $50K injury with $100K sum insured. | JF's Visitor to Canada Plan can only be cancelled with a Super Visa denial letter. |
Deductible applies per trip, not per event. | JF visitor plans have some limited secondary benefits. |
There is an option to include stable pre-existing medical conditions or have no pre-existing conditions coverage with the JF Visitor to Canada Plan, making the no pre-existing conditions option a competitive price. | Not available in New Brunswick. |
