RIMI Visitors to Canada Insurance Review
RIMI is a modern Canadian insurance company with Visitor to Canada insurance plans underwritten by Industrial Alliance and Financial Services Inc. RIMI offers two plans for visitors to Canada: one covering stable pre-existing conditions (Plan 2), and one which does not cover pre-existing conditions (Plan 1). RIMI's Visitors to Canada Plan 1 and Plan 2 are also available as monthly payment plans for Super Visa holders.
RIMI is popular with Visitors to Canada of all ages and Super Visa applicants aged under 75.
RIMI Standout Features
Accidental Death and Dismemberment
Cover up to a maximum of $50,000. 50%-100% depending on the injury. (Visitors to Canada Plan)
Follow-up Visits
Up to 3 follow-up visits. (Visitors to Canada Plan)
Travel to Other Countries
Maximum 30 days coverage. The majority of the covered period must be spent in Canada. (Visitors to Canada Plan)
RIMI Advantages and Disadvantages
| Advantages | Disadvantages |
|---|---|
The RIMI Visitors to Canada plans are competitively priced, particularly for visitors to Canada aged 40+. | Some secondary benefits are lower than other plans, e.g., cremation at the place of death and dental accidents. |
Two plans are available: Plan 1 (no pre-existing conditions coverage) and Plan 2 (stable pre-existing conditions coverage). This helps to lower the cost of Plan 1. | RIMI Super Visa insurance: this policy is not cancellable unless you have a visa denial letter. |
The RIMI Visitors to Canada Plan 2 has a low stability requirement of 90 days for travellers under 69 years of age. | This insurer is not as well-known as other insurers, though this shouldn't be a disadvantage. |
A range of coverage options is available, up to $1,000,000. This is a much higher amount of coverage than most Canadian visitor to Canada plans. | |
A wide range of deductible options are available to help lower costs. | |
Trip breaks are permitted. If a traveller needs to return home and back to Canada, the policy will not end automatically. |
