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'Single-trip' for one time only policies; 'Multi-trip' allows numerous trips during a one year policy period; 'top-up' allows you to add coverage to an existing plan (make sure your existing insurance provider allows top-ups from other companies or please
(Click on the space bar provided) Enter the date you arrive(d) in Canada. If you haven't arrived in Canada, this may be the same as your effective date.
(Click on the space bar provided)For Visitors to Canada (and Super Visa Insurance) and Returning Expats, enter the date you will arrive in Canada. If you have already arrived, put the date you would like the policy to begin.
(Click on the space bar provided) Enter your return date for single trip or multi-trip plans. You can adjust maximum duration once you receive your quote if desired. Expats enter date they will receive provincial coverage.
Please list all destinations you will be traveling to. USA five days or less is only for travelers 'in transit'. If the USA is your main destination (not transit) and the trip is less than 6 days, choose 'more than 5 days' to see USA plans.
Enter the total number of people to be insured. Family rates are available but maximum age of children is 21. Otherwise ask for a quote for two companion travelers at a time.

Family quotes are restricted to parents & guardians under age 60 and dependent children under age 21.

Tugo Visitors to Canada Insurance

Tugo Visitors to Canada

Tugo (formerly Travel Underwriters) is a travel insurance specialist, and one of the larger providers in Canada. Based in BC, they have offered travel insurance services for over 45 years, and service some of the largest corporate accounts in Canada. They offer a wide range of travel insurance products, including visitors to Canada insurance, through a wide distribution network including over 2500 agents.

Advantages

This plan offers one of the best overall set of secondary benefits of any of the plans available in Canada;
Up to a semi-private room rate for hospitalization;
Allowance for follow-up visits after emergency;
Higher benefit limits for dental, funeral, and out-of-pocket expenses;
Accidental death and Dismemberment as well as Air Flight accident benefits.

Coverage is available through age 69 (79) for stable pre-existing medical conditions with stability period of only 120 (180) days

Trip break is permitted for travellers that may require a quick return home before returning to Canada without needing to cancel and repurchase coverage

Up to $300,000 maximum coverage is available, twice the amount of most other plans.

Disadvantages

$250 cancellation fee if no supporting documentation (visa denial) available.

Language is not aspirin, nitroglycerin, insulin, coumadin/warfarin, or prednisone friendly.

Premiums are higher than most other plans.

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