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'Single-trip' for one time only policies; 'Multi-trip' allows numerous trips during a one year policy period; 'top-up' allows you to add coverage to an existing plan (make sure your existing insurance provider allows top-ups from other companies or please
(Click on the space bar provided) Enter the date you arrive(d) in Canada. If you haven't arrived in Canada, this may be the same as your effective date.
(Click on the space bar provided)For Visitors to Canada (and Super Visa Insurance) and Returning Expats, enter the date you will arrive in Canada. If you have already arrived, put the date you would like the policy to begin.
(Click on the space bar provided) Enter your return date for single trip or multi-trip plans. You can adjust maximum duration once you receive your quote if desired. Expats enter date they will receive provincial coverage.
Please list all destinations you will be traveling to. USA five days or less is only for travelers 'in transit'. If the USA is your main destination (not transit) and the trip is less than 6 days, choose 'more than 5 days' to see USA plans.
Enter the total number of people to be insured. Family rates are available but maximum age of children is 21. Otherwise ask for a quote for two companion travelers at a time.

Family quotes are restricted to parents & guardians under age 60 and dependent children under age 21.

Travel Guard Visitors Insurance Review

Travel Guard Canada Visitor's to Canada Insurance

Travel Guard is one of North America's largest providers of travel insurance, although they are not one of the bigger providers in Canada. Travel Guard Canada used to have extremely competitive rates for travelers less than 60 until 2013 when they changed their rates and became somewhat expensive at most age brackets.

Advantages

Travel Guard sells their visitors insurance in $150,000, $50,000 and $25,000 plans. Compared with other plans offering $150,000 their prices can be competitive (usually in the 50-59 age bracket).

From an administrative standpoint, the company is fairly easy to deal with when making date changes, or applying for partial refunds.

This policy will be automatically issued upon purchase, with all confirmation documents received within seconds.

Disadvantages

From a benefit point of view, Travel Guard can be either average (for someone buying their $150,000 coverage less than age 49), or below average (their $50,000 and $25,000 plans do not have the same benefits as their $150,000 plan as they eliminate Emergency Dental, Meals and Accomodation, and Family to Bedside benefits). the $50,000 and $25,000 plans also use a standard $50 deductible.

Coverage for pre-existing medical conditions is available only for those travelers less than 49. 

 

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