Destination Canada Insurance For Visitors Review

Destination Canada Visitors Insurance

Destination Canada, a well-established Ontario travel agent, has used Zurich Insurance Company Ltd (Canadian Branch) to underwrite their Visitors to Canada (VTC) insurance policy and Zurich Travel Assist to administer claims.

Destination Canada Standout Features

Destination Canada Advantages & Disadvantages

  Advantages

• The Destination Canada Visitor to Canada plans have good secondary benefits, e.g., follow-up visits after emergency, dental, AD&D, meals and accommodation.
• Quality secondary benefits on the International Student Plan, e.g., mental health care, vaccination, and maternity benefits 
• Most travellers are eligible to purchase this policy.
• The Visitor to Canada Plans cover stable (120 days) pre-existing medical conditions up to age 79 without the same restrictions as other plans.
  
• Trip break permitted — policy does not end if the insured person returns to their home country.
• Competitive rates for all ages, especially in the 70s — considering the good secondary benefits.
• The Visitor to Canada Plans have multiple deductible options up to $10,000. Maximum coverage is available in amounts up to $300,000.
• It does not exclude some sports activities (like backcountry skiing) like some other policies do.

 Disadvantages

• The Destination Canada visitor plans are not well-known, although that should not be a major drawback. The policy has become a popular choice, and BestQuote was one of the first online brokers in Canada to carry this plan.
• The Visitor to Canada Plan covering stable pre-existing conditions is less competitive at certain ages, e.g., 20s and 50s.

Frequently Asked Questions

how  Age Availability

Q: What are Destination Canada's visitor policy age limits?

A:

Visitor to Canada Plans	Up to 79 years old
International Student Plan	Up to 69 years old* (*coverage for dependents is only available to international students under 59 years old)

Show Stable Pre-existing Medical Conditions

Q: Do the Destination Canada visitor plans cover stable pre-existing medical conditions?

A: Yes! The Visitor to Canada (Option 1) and the International Student plan cover stable pre-existing medical conditions. Each policy has a different stability requirement. Generate a quote on the left side of this page to check stability requirements.

Show Cost

Q: How do Destination's Visitor to Canada Plan costs compare to other BestQuote visitor policies?  

A: We created a bar chart to show you how Destination's Visitor to Canada Plan costs compare to other BestQuote visitor to Canada policies in 4 age categories: 25, 40, 55, and 75.

We compared each policy on December 06, 2023, with the following fixed criteria:

• Visitors to Canada category
• $100,000 coverage
• $0 deductible
• 1-year policy

The bar chart below compares the Destination Visitor to Canada policy against the average cost of all policies available to visitors to Canada in 4 age categories. Each visitor to Canada policy has a rank assigned based on cost. The lowest cost policy is number 1, and 25 is the highest.