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'Single-trip' for one time only policies; 'Multi-trip' allows numerous trips during a one year policy period; 'top-up' allows you to add coverage to an existing plan (make sure your existing insurance provider allows top-ups from other companies or please
(Click on the space bar provided) Enter the date you arrive(d) in Canada. If you haven't arrived in Canada, this may be the same as your effective date.
(Click on the space bar provided)For Visitors to Canada (and Super Visa Insurance) and Returning Expats, enter the date you will arrive in Canada. If you have already arrived, put the date you would like the policy to begin.
(Click on the space bar provided) Enter your return date for single trip or multi-trip plans. You can adjust maximum duration once you receive your quote if desired. Expats enter date they will receive provincial coverage.
Please list all destinations you will be traveling to. USA five days or less is only for travelers 'in transit'. If the USA is your main destination (not transit) and the trip is less than 6 days, choose 'more than 5 days' to see USA plans.
Enter the total number of people to be insured. Family rates are available but maximum age of children is 21. Otherwise ask for a quote for two companion travelers at a time.

Family quotes are restricted to parents & guardians under age 60 and dependent children under age 21.

Destination Canada Visitors to Canada Insurance Review

Destination Canada Visitors Insurance

Destination Canada, a well established Ontario travel agent has approached Cumis Insurance to develop and administer their own Visitors to Canada (VTC) insurance policy.  

Advantages

  • Good secondary benefits (i.e. follow up visits after emergency, dental, AD&D, meals and accomodation, etc.),
  • Most travellers are eligible to purchase this policy,
  • Covers stable (120 days) pre-existing medical conditions up to age 79 without the same restrictions as other plans,
  • Trip break permitted - policy does not end if the insured person returns to their home country,
  • Competitive rates for all ages, especially in the 70's, 
  • Deductible options: $0, $250, $500, and $1000. Maximum coverage available in amounts up to $300,000, and after arrival in Canada.

Disadvantages

  • This is not a well known VTC policy, although that should not be a major drawback. The policy is a popular choice, and BestQuote is one of the few brokers in Canada to carry this plan.
  • Higher admin fee for cancellations,
  • Not available after age 79 for super visa holders.

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