Ingle International Visitors to Canada Insurance Review | Super visa insurance, Visitors to Canada insurance, Seniors travel insurance, Snowbird medical insurance

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Ingle International Visitors to Canada Insurance Review

Ingle International Visitors Insurance

Ingle International, the parent company of Imagine Financial has approached Berkley Canada to develop and administer their own Visitors to Canada insurance policy, named Discover Canada.

Advantages

  • For super visa holders or other visitors to Canada purchasing coverage of one year, the Discover Canada plan offers some unique (non-emergency) benefits: after 9 months the insured person is allowed to spend up to $250 for a regular doctor's appointment and submit receipts for reimbursement; after 6 months a $100 amount can be spent on vaccinations and $100 on an eye exam.
  • Stable pre-existing medical conditions are covered with a 90-day stability period for travellers under age 71,
  • Imagine Financial's Discover Canada plan has competitive rates for travellers aged 60-70 with full unrestricted (this is important) pre-ex coverage,  
  • Multiple deductible options available to lower costs,
  • Only plan with $1M coveage option available. 

Disadvantages

  • Berkley is not a well known underwriter in Canada (also underwrites the plans from Travel Shield and Select First Financial), although its parent company is listed on the New York Stock Exchange,
  • High cancellation fee,
  • Pre-ex coverage not available past age 80. Ages 71-80 minimum deductible is $500.
  • Not available until age 40.