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'Single-trip' for one time only policies; 'Multi-trip' allows numerous trips during a one year policy period; 'top-up' allows you to add coverage to an existing plan (make sure your existing insurance provider allows top-ups from other companies or please
(Click on the space bar provided) Enter the date you arrive(d) in Canada. If you haven't arrived in Canada, this may be the same as your effective date.
(Click on the space bar provided)For Visitors to Canada (and Super Visa Insurance) and Returning Expats, enter the date you will arrive in Canada. If you have already arrived, put the date you would like the policy to begin.
(Click on the space bar provided) Enter your return date for single trip or multi-trip plans. You can adjust maximum duration once you receive your quote if desired. Expats enter date they will receive provincial coverage.
Please list all destinations you will be traveling to. USA five days or less is only for travelers 'in transit'. If the USA is your main destination (not transit) and the trip is less than 6 days, choose 'more than 5 days' to see USA plans.
Enter the total number of people to be insured. Family rates are available but maximum age of children is 21. Otherwise ask for a quote for two companion travelers at a time.

Family quotes are restricted to parents & guardians under age 60 and dependent children under age 21.

Ingle International Visitors to Canada Insurance Review

Ingle International Visitors Insurance

Ingle International, the parent company of Imagine Financial has approached Berkley Canada to develop and administer their own Visitors to Canada insurance policy, named Discover Canada.

Advantages

  • For super visa holders or other visitors to Canada purchasing coverage of one year, the Discover Canada plan offers some unique (non-emergency) benefits: after 9 months the insured person is allowed to spend up to $250 for a regular doctor's appointment and submit receipts for reimbursement; after 6 months a $100 amount can be spent on vaccinations and $100 on an eye exam.
  • Stable pre-existing medical conditions are covered with a 90-day stability period for travellers under age 71,
  • Imagine Financial's Discover Canada plan has competitive rates for travellers aged 60-70 with full unrestricted (this is important) pre-ex coverage,  
  • Multiple deductible options available to lower costs,
  • Only plan with $1M coveage option available. 

Disadvantages

  • Berkley is not a well known underwriter in Canada (also underwrites the plans from Travel Shield and Select First Financial), although its parent company is listed on the New York Stock Exchange,
  • High cancellation fee,
  • Pre-ex coverage not available past age 80. Ages 71-80 minimum deductible is $500.
  • Not available until age 40.

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