travel-insurance

Provincial Health Coverage versus Canadian Tax Status

Confused about tax residency vs health coverage? This guide explains how CRA tax status differs from provincial plan eligibility, how time-away limits and temporary-absence applications work, and why you can be a tax non-resident yet still (or not) keep MSP/OHIP/AHCIP. It also covers gaps, waiting periods on return, and when emergency travel insurance is recommended.

B

Bob Hornal

•Feb 21, 2014

visitors-to-canada

Medical Insurance for Caregivers

Bringing a nanny or live-in caregiver to Canada? This guide explains your responsibilities as an employer: arranging private medical insurance until provincial coverage begins, applying for MSP/OHIP/other plans promptly, understanding province-by-province pharmacare, and preventing coverage gaps during work-permit renewals. It also notes why buying coverage before departure matters and what Visitors-to-Canada policies typically include.

B

Bob Hornal

•Jun 25, 2013

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