Returning to Canada Health Insurance Coverage

Emergency medical protection while waiting for provincial coverage.

When Canadians return home after living abroad, provincial health coverage doesn’t always restart right away. Some provinces have a waiting period of up to three months before you are eligible again. During this gap, you are responsible for paying all medical costs out of pocket.

Canadian travel insurance companies provide that emergency coverage under the category of insurance referred to as 'visitors to Canada' insurance. And while you may not be 'visiting' Canada, that is the type of insurance you will be asked to purchase to cover the gap in coverage between the time you arrive in Canada and the date that provincial benefits will begin.

Want to learn more about travel insurance in Canada? Check out our blog for travel guides, policy comparisons, and money-saving tips to help you make the right decision.

Buying travel medical insurance through BestQuote is quick and easy:

1. Fill in our online quote form with your trip(s) details. Make sure to select 'Canadian Travellers' and then 'Returning to Canada'.

2. Instantly compare prices and coverage from Canada's top insurance companies.

3. Purchase online in minutes - your policy documents are delivered immediately.

Prefer to speak with an advisor? Call us toll-free at 1-888-888-0510 and we'll help you find the best policy at the best price for your needs.