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Travelance Youth Travel Insurance

Youth Travel Insurance - Feature and Benefits

Travelance offers two great youth policies: the Youth Emergency Medical Policy and the Youth Premier Package Plan. These are the lowest-cost youth policies available for Canadian travellers.

There are two options: a) Worldwide including up to 48 hours in the US in transit, and b) Worldwide including the USA. The Premier Plan combines different types of travel insurance into one policy, and is affordably priced for travellers aged 29 or younger, especially for longer trips. Coverage includes Emergency Hospital & Medical for Canadians ($1 million); Trip Cancellation and Interruption ($5,000); Trip Delay ($1,500); Airfight Accident ($25,000); and Baggage ($800).

Hospital Confinement and Medical Services ($1 million maximum limit)
Included in the overall maximum of $1 million:
Accidental Dental ($4,000)
Ambulance Services (up to overall maximum)
Chiropractor, Osteopath, Chiropodist, Podiatrist or Physiotherapist ($300 per profession)
Cremation at Place of Death ($5,000) or $3,000 with Emergency Medical Plan
Dental Emergency ($1,500 for accident or $300 for pain relief)
Emergency Transportation (up to overall maximum)
Eyeglasses Replacement ($200)
Meals and Accommodation ($450) or $150 with Emergency Medical Plan
Pet Care ($100)
Prescription Medication Replacement ($50 and $75 for Physician)
Prescription Medication ($1,000)
Return of Deceased ($10,000) or $5,000 with Emergency Medical Plan
Return to Original Trip Destination ($5,000)
Return of Travelling Companion (up to overall maximum)
Return of Vehicle (up to overall maximum)

Travel Assistance (Premier Plan only)

Trip Cancellation and Interruption ($5,000) (Premier Plan only)
Option to increase coverage up to $15,000

Trip Delay ($1,500) (Premier Plan only)

Airflight Accident ($25,000)(Premier Plan only)

Baggage ($800) (Premier Plan only)
Per Article ($300)
Personal Money ($100)
Baggage Delay ($100)

Extended Absence from Canada

As with all travel insurance aimed at Canadians travelling abroad, policyholders must have valid provincial health care coverage during the entire term of their policy. While this may raise the overall costs in some provinces, being able to return home with no gaps in provincial coverage is recommended.

The provincial and territorial government health insurance plans do limit the time a person can be out of Canada and still remain eligible for coverage. Check your province’s health plan for details. If you exceed your province’s limits, you will not be eligible for coverage under this policy.

For trips longer than 182 days (212 for residents of Ontario, Manitoba, BC and Newfoundland), permission must be obtained from your provincial health plan provider for an extended temporary absence from one's province of residence. If this is not possible, or if the trip overseas is expected to be ongoing, then please get a quote for an expatriate policy.

Eligibility
All of the following restrictions apply to the various plans providing trip cancellation, trip interruption and/or emergency medical coverage:
a) You are under 30 years of age,
b) You must not have a Medical Condition for which a Physician has advised You against travel prior to Your Effective Date,
c) You must not have been diagnosed with a Terminal Sickness prior to Your Effective Date,
d) For full emergency medical coverage You must be insured under a valid Canadian federal, provincial or territorial government health insurance plan (GHIP) or Canadian university health insurance plan (UHIP). Otherwise the limit of coverage is $25,000.
e) The Policy must be purchased prior to departure.
f) The Covered Trip must not exceed 365 days.
g) There is no coverage for Emergency Medical if You are travelling to the USA for more than 48 hours unless the required premium is paid for USA destinations.
h) When the Covered Trip value exceeds $15,000, You must complete the Travelance Insurance Eligibility Questionnaire.
i) Wherever completion of the Travelance Insurance Eligibility Questionnaire is required, if You are not eligible for the plan purchased in accordance with the eligibility requirements of the Travelance Insurance Eligibility Questionnaire, We will declare Your coverage null and void from inception and no benefit will be payable under this Policy.
j) You must purchase the Policy for the full duration of Your Covered Trip.
k) For the Premier Package Plan, You must purchase the Policy for the full value of the prepaid non-refundable portion of Your Covered Trip.
l) Emergency Medical Plan can only Top Up other coverage that allows Top Up.

To purchase one of the Travelance Youth Travel policies:
Simply get a quote (top left of this webpage in green) for a Canadian traveller, emergency medical category.
Read the policy document (Policy button under company logo) and click the blue 'Purchase' button.
Documents are emailed immediately upon processing.

Please call with questions and for assistance at 1-888-888-0510 (info@bestquotetravelinsurance.ca)

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