Super Visa Insurance - BestQuote Rates

Ever since December 1st, when the Canadian government clarified the details about insurance requirements for the super visa application, we have been busy answering customer questions about their super visa insurance options. We have also been busy ensuring that we have all the lowest cost and/or highest quality policies available - online or offline, and that we can make that information (from ten companies) readily available to potential applicants. View information on the new Super Visa health insurance requirements, purchasing appropriate coverage and frequently asked questions.

Attention: New options reduce super visa insurance cost for ages 60-79 

On December 13, 2011, one of our insurance providers announced that starting December 19th, they now allow coverage for up to 365 days and have changed some policy details to meet super visa insurance requirements. While this was good news for some early super visa applicants, the company (GMS) initially stated that its 'super visa' option would not allow refunds for travellers returning home earlier than one year. Having spoken to many hopeful applicants and their family members over the last month, we knew that a lot of super visa holders plan to visit Canada regularly, but on trips of less than one year.

GMS now has two options available for visitors to Canada, one is designated as the 'Annual' option that allows mulitiple trips between home country and Canada - but that does not allow for refunds. Their 'Daily' policy option is also available for up to 365 days and allows for partial refunds if an early return to home country occurs, but the policy will end at that time. Both policy options will meet super visa application requirements, although visitors expecting to visit for a shorter period of time will prefer the 'Daily' policy.

Earlier this year, we were able to add two new policy options that we didn't have access to before - Travel Underwriters' Platinum policy, as well as the ETFS Hospital Medical Care policy administered by Royal & Sun Alliance Company of Canada. These polices are both reasonably priced for the 60-79 age bracket and provide further options to those looking to meet the requirements of the super visa application. Then, in April, TIC announced that they have added more deductible options to their Visitors to Canada policy to allow rates to be more competitive for those using higher deductibles.

And now, starting on May 3, ETFS will also extend its coverage for up to 365 days in order to compete for the super visa insurance customer. We'll have their new polices (one with pre-existing medical conditions coverage* and one without) on our site the next day, to give you the widest selection of Canadian visitors to Canada policies to choose from anywhere online. Hopefully, this last addition will lower prices even further, and there are still more changes to come to the industry over the coming months, so it always pays to get a new quote and see what your best options are - just GET A QUOTE! (top lefthand side in green area).

Super visa insurance rates at a glance

The following rates (can be reduced by using a higher deductible!) represent the lowest prices offered by one of policies we are contracted to provide. However, we do not always recommend using the lowest cost provider. Depending on your planned use of the super visa, important considerations such as: available deductible options, refund policy details, certain specific benefits/ exclusions offered, and/or requiring coverage for stable pre-existing medical conditions will mean that using the lowest cost option is not advisable. 

Please use the following rates for reference or to indicate whether or not you feel we are competitive or not - we're certain that you won't find better rates. But choosing appropriate coverage is not the same as finding the lowest rate. Call or email us for assistance in choosing appropriate coverage. If you cannot find the above rates for your age bracket after receiving a quote from our quote engine, please contact us for assistance. Not all of the policy options that we carry have been fully entered in our database. We are working on it!

BestQuote super visa insurance rates: #1 No coverage for pre-existing medical conditions:

Age $100,000 maximum or $150,000 maximum, zero $ deductible
40-59           $1208.15                    $1208.15
60                $1755.65                    $2047.65
61-64           $1817.70                    $2255.70
65-69           $2117.00                    $2631.65
70-74           $2741.52                    $3237.55
75-79           $2889.71                    $3620.80
80-84           $3344.30                    $4351.70
85-89           $4150.95                    $4793.35
90-99         $10468.20                  $13048.75

BestQuote super visa insurance rates #2 Stable pre-existing medical conditions* covered:

Age $100,000 maximum or $150,000 maximum, zero $ deductible

40-49             $1208.15                     $1208.15
50-54             $1460.00                     $1543.95
55-59             $1744.70                     $1894.35
60                  $1755.65                     $2047.65
61-64             $1817.70                     $2255.70
65-69             $2117.00                     $2631.65
70-74             $2741.52                     $3237.55
75-79             $2889.71                     $3620.80
80-84             $6325.45                      n/a
85-89              n/a                               n/a

* Please see our Visitors to Canada - pre-existing medical conditions coverage page for details.

These above rate do not include certain discounts available by using a deductible with the policy. Some companies have more deductible choices available (ie. $0, $100, $500, $1000) that provide discounts (ie. 5, 10, 15, 30 and even 45% discounts) than other companies. Please get a quote to examine the available deductible options. A deductible with the policy means that you pay the deductible amount before the insurance policy pays for any eligible expenses. So the higher the deductible, the lower the final insurance premium (cost).

These prices include taxes, and are not any higher than the price you would get by contacting the insurance companies directly. We work on your behalf, and do not charge any extra fees for acting as your broker. As with all insurance sales, brokers are compensated through commissions paid by the insurance company - and different brokers must offer the same prices as the insurance company advertises - no more or no less. So we deal with as many companies as we can in order to help you find the best price and coverage for your situation - based on age, health, and the benefits of the policy. You won't find better rates than those offered by one of our insurance partners.

We don't JUST have the best prices - your super visa insurance purchase isn't only about price - it's about choosing appropriate coverage. We want to have the best prices AND be the best broker you can find. We do our best to provide the advice you need to be comfortable with your insurance choice. We also help with changing dates on the policy after you purchase if need be, and offer help when it's time to extend the policy, or file for a refund. For our insurance customers applying for the super visa, we send a signed letter confirming the purchase which looks more official than that provided by the insurance companies (which we also print and send), along with the receipt, wallet card and the policy document.Other super visa applicants have appreciated this signed letter becasue of their experience in dealing with immigration officers in the past - and we are happy to provide this extra service.

So please get a quote, look at your policy options, and then call us with any questions that you have at 1-888-888-0510 or 1-604-433-3796.